Ensuring Health and Income Security for an Aging Workforce

(The introductory chapter of this book is available in .pdf format.)

During the next two decades, the number of older workers in the U.S. will nearly double. This bulge, soon to be a conspicuous aspect of the aging baby boom generation, will require a transformation in the way public and private programs are designed to support these individuals at work and in retirement. Responding with rational policies, whether they apply to workers' compensation, unemployment insurance, disability insurance, or private health insurance, is vital for preserving the nation's economic well-being. The first steps toward developing these policies have now been taken.

This volume presents a group of forward-looking papers commissioned by the National Academy of Social Insurance and presented in January 2000. The papers explore implications of an aging workforce for a number of social programs in the coming decades, and point to the critical policy issues we must face when growing numbers of older workers begin to strain the capacity of those programs.

Included are:
Session 1 Charting the Landscape

• Editors' Introduction
• Health Insurance Coverage of People in the Ten Years before Medicare Eligibility, by Katherine Swartz and Betsey Stevenson
• Workers' Compensation and Older Workers, by John F. Burton, Jr. and Emily A. Spieler
• Unemployment Compensation and Older Workers, by Christopher J. O'Leary and Stephen A. Wandner
• Getting Older in the 21st Century, by Mark V. Nadel
• Social Insurance and the Older Worker, by Robert Haveman
• Commentary, by Walter B. Maher
• Commentary, by David A. Smith

• The Effects of Job Loss on Older Workers, by Sewin Chan and Ann Huff Stevens
• The Effect of a Job Loss on the Employment Experience, Benefits, and Retirement Savings of Bank Officers, by Jill Quadagno, David A. Macpherson, and Jennifer Reid Keene
• Extending Health Insurance Coverage for Older Workers and Early Retirees, by Karen Pollitz
• Commentary, by Katherine Swartz

• Permanent Partial Disability from Occupational Injuries, by Jeff E. Biddle, Leslie I. Boden, and Robert T. Reville
• How Working-Age People with Disabilities Fared over the 1990s Business Cycle, by Richard V. Burkhauser, Mary C. Daly, and Andrew J. Houtenville
• Health, Disability, and the Aging Workforce from the Employer's Perspective, by Bruce G. Flynn
• Commentary, by Vicki Gottlich and Patricia Nemore
• Commentary, by Barbara Wolfe

• Retirement Trends and Policies to Encourage Work among Older Americans, by Gary Burtless and Joseph F. Quinn
• Employer Perspective on Retirement Trends and Policies to Encourage Work among Older Americans, by Anna M. Rappaport
• Living Longer, but Able to Work?, by Glenn Pransky
• Commentary, by Teresa Ghilarducci

• Policy Options for Filling Gaps in the Health Insurance Coverage of Older Workers and Early Retirees, by Len M. Nichols
• Commentary, by Deborah Chollet
• Commentary, by Frank McArdle
• Commentary, by Diane Rowland

"Policymakers (public and private), economists, rehabilitationists, medical and allied medical professions, and individuals trying to make informed choices about health care issues would be advised to read this book." NARPPS Journal

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